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Cost of Mold Remediation and Some Payment Options

[ 0 ] January 28, 2010

Cost of Mold Remediation

Not all of us can afford the cost of mold remediation thanks to the economy. In fact, more and more homeowners are finding it extremely difficult to keep their homes, so trying to keep up with any structural damage is most likely the furthest thing from their minds. And the chances of handing over thousands of dollars to a mold removal company is seriously out of the question, or is it?

With more and more homeowners losing their jobs, more and more financial options need to be explored to help pay for mortgages, home repairs and even the costs to remove mold.

Here are a few places you may or may not have already considered checking with to help get you started –

1. Your Insurance Company – Despite what you may have heard about insurance not covering mold, there are still some companies out there who are willing to help. And of course it never hurts to ask if they offer a policy that may help pay for mold removal costs. And even if their answer is no, they may be willing to say yes to covering water damage mold or any structural damages not caused by the mold.

2. Your City – Many cities are now offering help when it comes to home repairs. Whether it’s to beautify the neighborhood or make your home a safer environment to live in, your city or town may cover the costs or at the very least offer charitable assistance through a local contracting service.

3. FEMA – If the damages to your home are extreme and your city or state has contacted an organization called FEMA, you may be able to have the costs of those mold removal jobs covered depending on your income and the circumstances in which the damages occurred.

4. Bartering – Many businesses, especially smaller ones may be willing to barter their services in exchange for a service you can provide for them. Don’t have a service to offer? Why not ask a family member for friend to offer their services to the company in exchange for you to mow their yard, housesit, babysit or whatever task they may need done.

5. Payment Plan – As much as we don’t like the idea of owing more debt, you may want to consider asking the mold removal company if they’re willing to set up a monthly payment plan with you. Many companies know these are hard times and are often willing to help in any way they can.

6. Credit Line – Another option if you can afford to do so is to use your own line of credit such as borrowing from your bank or using a revolving credit line. However, if you choose this option, it’s always a good idea to borrow a little more than estimated just in case you need it.

7. Income Tax Return –With the tax season upon us once again, many of us will be owed a refund on our income tax return. If you’re expecting a refund, you may want to consider using it to cover the entire cost of mold remediation if not all least part of it.

Mold Removal Tips

[ 0 ] January 28, 2010

If you believe that mold removal isn’t necessary because you know for a fact that it’s not toxic black mold invading your home, you’re mistaken. Just because a toxic mold isn’t the cause of your mold situation doesn’t mean it won’t cause a problem for your home or your health.

Despite that some funguses aren’t harmful, they can still wreak havoc on your immune system and cause you to take medications for allergies that aren’t really safe to be taking in the first place. Not to mention that in some people mold can cause a serious allergic reaction.

In addition most funguses can cause structural damage to your home, which can lead to more serious problems if the mold is left untreated.

And what about the family and friends who like to drop by unexpectedly? Do you really want them running at the sight of that shower mold or the fungal growth that’s made its home on your living room wall?

Okay, so maybe you’re not worried about or even embarrassed at your lack of desire to cleanup that moldy mess, but if you’ve got kids or pets, you may end up finding yourself in trouble for exposing them to an unhealthy environment.

And yes maybe no one has stepped foot inside of your home but that doesn’t mean that your kids won’t let your cleaning habits slip in a casual conversation. And besides, studies show that a clean home means less stress and who wouldn’t want that!

Mold Removal Tips

• First, grab yourself a pair of rubber gloves, some clean rags, a mop bucket, a scrub brush and a mold spray designed for the task at hand.

• Next, wherever you’re working at, open the windows so you’re not breathing in fumes from the cleaning product. And even if your product choice is all natural, fresh air still never hurt anyone.

• Then, put on those rubber gloves and spray that molded area and let it set for the time indicated on the product’s label.  

• Next, using a scrub brush go over the affected area to loosen the mold and then rinse with a clean wet rag.

• If you find that the mold growth is still there, you may need to reapply the product and let it set for a little while longer. If the mold is still being stubborn, chances are you’re going to need a stronger mold remover than what you already have.

• After you’ve cleaned up the mold, be sure to wash the bucket, rubber gloves and brush in hot soapy water. You can either throw away the used rags or wash them separately from your other laundry to prevent contamination. You should also do the same thing with the clothes you were wearing during cleanup. 

With the steps above, mold removal doesn’t have to be a pain and once it’s done you shouldn’t have to worry about cleaning any more fungus for a very long time. Who knew cleaning up molds could be so darn easy?

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